专利内容由知识产权出版社提供
专利名称：METHOD AND APPARATUS FOR PROVIDING
AND PROCESSING INSTALLMENT PLANS ATA TERMINAL
发明人：Jay S. Walker,James A. Jorasch,Andrew S. Van
Luchene
申请号：US11425307申请日：20060620
公开号：US20060229966A1公开日：20061012
专利附图：
摘要：A central controller receives from a POS terminal a purchase price and a
financial account identifier. The financial account identifier specifies a financial account,such as a credit card account. The central controller, in turn, generates one or moreinstallment plan identifiers defining installment plans for payment of the purchase price.The installment plan identifiers are based on the purchase price and/or the financialaccount identifier. For example, certain accounts or certain high purchase prices maymerit preferred installment plans. The installment plan identifiers are transmitted to thePOS terminal. A purchaser at the POS terminal selects whether he would like to pay forhis purchase in installments and, if so, using which installment plan. The POS terminalgenerates a selection signal indicative of whether to accept any of the installment plans,and transmits the selection signal to the central controller. The central controllerreceives the selection signal. If the selection signal indicates acceptance of anyinstallment plan, use of the accepted installment plan for the financial account isauthorized. Thereafter, bills are generated which reflect installment charges to be paid.
申请人：Jay S. Walker,James A. Jorasch,Andrew S. Van Luchene
地址：Ridgefield CT US,Stamford CT US,Norwalk CT US
国籍：US,US,US
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