复利现值系数表（PVIF表）
n
1%10.9920.9830.9740.9650.95160.94270.93280.92390.914100.905110.6120.887130.878140.869150.861160.852170.844180.836190.827200.819210.811220.803230.795240.787250.779260.772270.7280.756290.749300.741310.734320.727330.72340.712350.705360.698370.692380.685390.678400.671410.66542
0.658
2%3%0.980.970.9610.9420.9420.9150.9230.8880.9050.8620.8870.8370.870.8130.8530.70.8360.7660.820.7440.8040.7220.7880.7010.7730.680.7570.6610.7430.10.7280.6230.7140.6050.70.5870.6860.570.6720.5530.6590.5370.60.5210.6340.5060.6210.4910.6090.4770.5970.4630.5850.450.5740.4370.5630.4240.5520.4110.5410.3990.530.3880.520.3770.510.3660.50.3550.490.3450.480.3340.4710.3250.4610.3150.4520.3060.4440.2970.435
0.288
4%5%0.9610.9520.9240.9070.8880.8630.8540.8220.8210.7830.790.7460.7590.710.730.6760.7020.40.6750.6130.90.5840.6240.5560.60.530.5770.5050.5550.4810.5330.4580.5130.4360.4930.4150.4740.3950.4560.3760.4380.3580.4210.3410.4050.3250.390.310.3750.2950.360.2810.3460.2670.3330.2550.320.2420.3080.2310.2960.220.2850.2090.2740.1990.2630.190.2530.1810.2430.1720.2340.10.2250.1560.2160.1490.2080.1420.20.1350.192
0.128
6%8%0.9430.9250.80.8570.8390.7930.7920.7350.7470.680.7040.630.6650.5830.6270.540.5910.50.5580.4630.5260.4280.4960.3970.4680.3670.4420.340.4170.3150.3930.2910.3710.270.350.250.330.2310.3110.2140.2940.1980.2770.1830.2610.170.2460.1570.2320.1460.2190.1350.2070.1250.1950.1150.1840.1070.1740.0990.10.0920.1540.0850.1460.0780.1370.0730.130.0670.1220.0620.1150.0570.1090.0530.1030.0490.0970.0460.0910.0420.086
0.039
10%0.9090.8260.7510.6830.620.50.5130.4660.4240.3850.350.3180.20.2630.2390.2170.1970.1790.1630.1480.1350.1220.1110.1010.0920.0830.0760.0690.0630.0570.0520.0470.0430.0390.0350.0320.0290.0260.0240.0220.020.018
430.6510.4260.280.1850.122440.50.4180.2720.1780.1150.6390.410.20.1710.111460.6320.4020.2560.10.105470.6260.3940.2490.1580.1480.620.3860.2410.1520.0990.6140.3780.2340.1460.091500.6080.3710.2280.140.087年金现值系数
n
1%2%3%4%5%10.990.980.970.9610.95221.971.9411.9131.8861.85932.942.8832.8282.7752.72343.9013.8073.7173.6293.54554.8534.7134.5794.4514.32965.7955.6015.4175.2425.07576.7286.4716.236.0025.78687.6517.3257.0196.7326.46398.5668.1627.7867.4357.107109.4718.9828.538.117.7211110.3679.7869.2528.768.3061211.25510.5759.9549.3858.8631312.13311.34810.6349.9859.3931413.00312.10611.29610.5639.81513.86512.84911.93711.11810.3791614.71713.57712.56111.65210.8371715.56214.29113.16612.16511.2741816.39814.99213.75312.65911.61917.22615.67814.32313.13312.0852018.04516.35114.87713.5912.4622118.85617.01115.41514.02912.8212219.6617.65815.93614.45113.1632320.45518.29216.44314.85613.4882421.24318.91316.93515.24613.7982522.02319.52317.41315.62214.0932622.79520.12117.87615.98214.3752723.55920.70618.32716.32914.32824.31621.28118.716.66314.82925.06521.84419.18816.98315.1413025.80722.39619.617.29215.3724032.83427.35523.11419.79217.15950
39.196
31.423
25.729
21.482
18.255
0.0810.0770.0720.0680.00.060.0570.0546%0.9431.8332.6733.4654.2124.9175.5826.2096.8017.367.8868.3838.8529.2949.71212.5513.2113.590.0360.0330.0310.0290.0260.0240.0230.0218%0.9251.7832.5773.3123.9924.6225.2065.7466.2466.717.1387.5367.9038.2448.5598.8519.1219.3719.6039.81810.20.0160.0150.0130.0120.0110.010.0090.008
10%0.9091.7352.4863.1693.794.3554.8685.3345.7596.1446.4956.8137.1037.3667.6067.8238.0218.2018.38.5138.88.7718.8838.9849.0779.169.2379.3069.3699.4269.7799.914
10.10510.47710.82711.15811.46911.712.04112.30312.78313.00313.40613.715.04615.761
10.01610.37110.52810.67410.80910.93511.05111.15811.25711.92412.233
12%14%0.20.8770.7970.7690.7110.6740.6350.5920.5670.5190.5060.4550.4520.3990.4030.350.360.3070.3210.2690.2870.2360.2560.2070.2290.1820.2040.1590.1820.140.1630.1220.1450.1070.130.0940.1160.0820.1030.0720.0920.0630.0820.0550.0730.0490.0650.0430.0580.0370.0520.0330.0460.0290.0410.0250.0370.0220.0330.0190.0290.0170.0260.0150.0230.0130.0210.0110.0180.010.0160.0080.0150.0070.0130.0060.0120.0060.010.0050.0090.0040.0080.00415%16%0.8690.8620.7560.7430.6570.0.5710.5520.4970.4760.4320.410.3750.3530.3260.3050.2840.2620.2470.2260.2140.1950.1860.1680.1620.1450.1410.1250.1220.1070.1060.0930.0920.080.080.0690.070.0590.0610.0510.0530.0440.0460.0380.040.0320.0340.0280.030.0240.0260.0210.0220.0180.0190.0150.0170.0130.0150.0110.0130.010.0110.0080.0090.0070.0080.0060.0070.0050.0060.0040.0050.0040.0040.0030.0040.0030.0030.0020.0030.0020.0020.00118%20%0.8470.8330.7180.6940.6080.5780.5150.4820.4370.4010.370.3340.3130.2790.2660.2320.2250.1930.1910.1610.1610.1340.1370.1120.1160.0930.0980.0770.0830.00.070.0540.0590.0450.050.0370.0430.0310.0360.0260.030.0210.0260.0180.0220.0150.0180.0120.0150.010.0130.0080.0110.0070.0090.0060.0080.0050.0060.0040.0050.0030.0050.0020.0040.0020.0030.0020.0030.0010.0020.0010.0020.001
0.00100.00100.00100.001
00025%30%0.80.7690.0.5910.5120.4550.4090.350.3270.2690.2620.2070.2090.1590.1670.1220.1340.0940.1070.0720.0850.0550.0680.0420.0540.0330.0430.0250.0350.0190.0280.0150.0220.0110.0180.0080.0140.0060.0110.0050.0090.0040.0070.0030.0050.0020.0040.0010.0030.0010.0030.001
0.00200.00100.00100.001
000000000000000000000000035%0.740.5480.4060.3010.2230.1650.1220.090.0670.0490.0360.0270.020.0140.0110.0080.0060.0040.0030.0020.0010.0010.001
0000000000000000000
0.0070.0030.0060.0030.0060.0020.0050.0020.0040.0020.0040.0010.0030.0010.0030.00112%14%0.20.8771.691.62.4012.3213.0372.9133.6043.4334.1113.8884.5634.2884.9674.6385.3284.9465.655.2165.9375.4526.1945.666.4235.8426.6286.0026.816.1426.9736.2657.1196.3727.2496.4677.3656.557.4696.6237.5626.6867.46.7427.7186.7927.7846.8357.8436.8727.56.9067.9426.9357.9846.968.0216.9838.0557.0028.2437.1058.3047.1320.0020.0010.0020.0010.0010.0010.0010.001
0.00100.00100.001
00015%16%0.8690.8621.6251.6052.2832.2452.8542.7983.3523.2743.7843.6844.1.0384.4874.3434.7714.6065.0184.8335.2335.0285.425.1975.5835.3425.7245.4675.8475.5755.9545.6686.0475.7486.1275.8176.1985.8776.2595.9286.3125.9736.3586.0116.3986.0446.4336.0726.46.0976.496.1186.5136.1366.5336.1526.556.1656.5656.1776.16.2336.666.246000000000000000018%20%0.8470.8331.5651.5272.1742.1062.692.5883.1272.993.4973.3253.8113.6044.0773.8374.3034.034.4944.1924.65.3274.7934.4394.9094.5325.0084.615.0914.6755.1624.7295.2224.7745.2734.8125.31.8435.3524.8695.3834.15.4094.9095.4324.9245.454.9375.46.9475.484.9565.4914.9635.5014.9695.5094.9745.51.9785.5484.9965.5544.999000000000000000022%24%0.8190.8061.4911.4562.0421.9812.4932.4042.8632.7453.1663.023.4153.2423.6193.4213.7863.5653.9233.6814.0353.7754.1273.8514.2023.9124.23.9614.3154.0014.35.0334.394.0594.4184.0794.4414.09.4.114.4754.1214.4884.1294.4984.1374.5074.1424.5134.1474.5194.1514.5244.1544.5284.15.5314.1584.5334.1.5434.1654.5454.16600000000
25%0.7991.441.9522.3612.62.9513.1613.3283.4633.573.6563.7253.783.8243.8593.8873.9093.9273.9423.9533.9633.973.9763.9813.9843.9873.993.9923.9933.9953.9993.999
40%0.7140.510.30.260.1850.1320.0940.0670.0480.0340.0240.0170.0120.0080.0060.0040.0030.0020.0010.001
000000000000000000000050%0.6660.4440.2960.1970.1310.0870.0580.0390.0260.0170.0110.0070.0050.0030.0020.0010.001
0000000000000000000000000
0000000000000000
30%35%0.7690.741.361.21.8161.6952.1661.9962.4352.2192.22.3852.8022.5072.9242.5983.0192.6653.0912.7153.1472.7513.192.7793.2232.7993.2482.8143.2682.8253.2832.8333.2942.8393.3032.8443.312.8473.3152.853.3192.8513.3222.8533.3252.8543.3272.8553.3282.8553.3292.8553.332.8563.3312.8563.3312.8563.3322.8563.3332.8573.3332.85740%45%0.7140.61.2241.1651.5881.4931.8491.7192.0351.8752.1671.9832.2622.0572.332.1082.3782.1432.4132.1682.4382.1842.4552.1962.4682.2042.4772.2092.4832.2132.4882.2162.4912.2182.4942.2192.4952.222.4972.222.4972.2212.4982.2212.4982.2212.4992.2212.4992.2222.4992.2222.4992.2222.4992.2222.4992.2222.4992.2222.4992.2222.4992.22250%0.6661.1111.4071.6041.7361.8241.8821.9211.9471.9651.9761.9841.91.9931.9951.9961.9971.9981.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.999
